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This question comes from a lack of understanding of how ratings work. What is the lowest rating you can get ( or does it never stop decreasing )?

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If the Elo system is implemented in its purest form, there is no theoretical lower limit for a rating.

Practically though, every chess organisation implements its rating system a bit differently and often there are rating floors that constitute the lowest possible rating.

The USCF for example seems to have a rating floor of 100.

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